The European Securities and Markets Authority (ESMA), the EU’s financial markets regulator and supervisor, has published its first risk monitoring report of 2025, setting out the key risk drivers currently facing EU financial markets. ESMA finds that overall risks in EU securities markets are high, and market participants should be wary of potential market corrections. Continue reading…

by Daniel Vaknine

When employees in NGOs feel embarrassed speaking up within, it raises the risk enormously that any misconduct or unethical practice will be revealed publicly and lead to irreparable damage to the organisation’s reputation and cause. With the new enactment of whistleblower protection legislation, having a trusted whistleblower system in place within your NGO or charity is vital. Not only does this protect your organisation from scandal, but it also provides another layer of safeguard for employees and volunteers, particularly valuable in such value-based cultures. Continue reading…

Using AI technology in anti-money laundering (AML) processes has become critical for financial institutions as they work to comply with regulations and combat financial crime. Even so, a new AML technology study from data and AI leader SAS, featuring contributions from SAS Partner KPMG, finds that interest in AI continues to outpace its full implementation. Based on a global survey of 850 members of the Association of Certified Anti-Money Laundering Specialists (ACAMS), the study reveals:

Adoption of AI and machine learning (ML) remains modest. Only 18% of survey respondents report having AI/ML solutions in production. Another 18% are piloting AI/ML solutions, while 25% plan to implement AI/ML in the next 12-18 months; 40% have no current plans to adopt AI/ML. Interest in generative AI technology is robust but seemingly cautious. Nearly half of respondents say they are currently piloting GenAI (10%) or are in the discovery phase (35%) – no small amount for an emerging technology. Still, that leaves 55% with no plans to adopt GenAI.

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Europol has released its  2025 serious and organised crime threat assessment, which discusses how Russia and other state actors are driving an increase in politically motivated cyber-attacks and sabotage of infrastructure and public institutions in the EU. In connection with this release, Andy Norton, European Cyber Risk Officer at Armis, shares his views on cyberwarfare no longer being about one-off attacks – but instead a continuous, hybrid assault designed to erode trust and destabilise nations over time. Continue reading…

Ahead of the World Consumer Rights Day on 15 March, the Commission has published  the 2025 Consumer Conditions Scoreboard, which shows that 68% of European consumers feel confident about the safety of the products that they buy, with 70% trusting that their consumer rights are respected by traders. However, data from the Scoreboard also shows that online risks for consumers persist, including scams, fake reviews, and misleading advertising practices. Continue reading…

by Tamas Kadar

In an age of omnipresent online transactions, fraud is growing alarmingly. Consumers reported1 losing over $10 billion to fraud last year, marking a 14% increase from the previous year. This figure underscores a critical misconception: many still view fraud as a singular event – a one-time act that can be easily detected and prevented. Continue reading…

Having navigated the coronavirus pandemic’s disruption, the banking industry faces a new era of volatility and uncertainty. Soaring interest rate and liquidity risks have toppled eight banks since 2023. Credit risk looms large amidst geopolitical tensions and the squeeze of inflation. Regulatory change and complexity abound. To effectively confront the mounting challenges, a global risk management survey from FT Longitude and data and AI leader SAS reveals that:

75% of banks intend to increase investment in risk technology infrastructure (up from 51% in 2021). 64% plan to augment spending on third-party software (vs. 43% in 2021).

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Global cooperation is key to ensuring safety and fighting the increasingly numerous international operating criminal networks. On 7 March, representatives from 15 Latin American countries visited Eurojust to experience first-hand how the Agency ensures that judicial authorities can work together swiftly and safely. Continue reading…

SEON, the leader in digital fraud prevention and compliance, has on 5 March announced the release of its 2025 Digital Fraud Report, a global fraud, risk and compliance trend survey highlighting fraud prevention strategies, benchmarking efforts and emerging trends shaping 2025. Culled from insights from 574 decision-makers and strategic leaders across financial services, fintech, payments, eCommerce and iGaming, the report highlights rising fraud prevention spending and strategic team expansion to counter increasingly sophisticated AI-driven fraud threats.  Continue reading…

Eunice, an AI fintech company solving B2B challenges in crypto, has launched the MiCA Whitepaper Library, an AI-powered solution designed to simplify compliance with the Markets in Crypto-Assets Regulation (MiCA). The platform streamlines the whitepaper process for crypto projects and exchanges, reducing operational burdens and helping avoid the risk of delisting in Europe. Eunice has partnered with CMS, a top-tier law firm with extensive expertise in EU law, to provide legal opinions where needed. Continue reading…